Explaining the Public Service Loan Forgiveness Program for Nurses

Many nurses describe their jobs as some of the most fulfilling work a person can do. There’s no better way to give back to your community than committing to important, life-saving work. Unfortunately, studying to be a nurse isn’t cheap. There’s very likely to be the unfortunate setback of having a pretty sizable student loan balance and unnecessary stress on your life, finances, and career.

Luckily, there are a variety of ways that you can go about receiving public service loan forgiveness for nurses. If you’re a nurse with student loans, consider it a must to look into loan forgiveness for nurses.


If you’re working in the public sector, public service loan forgiveness for nurses may be something for which you are eligible. All you need is to be working full time and working for a period necessary to make the prerequisite payments, or typically about ten years. All loans that are in good standing, for example, not defaulted upon, are eligible for forgiveness. Any prospective loaners must work at least 30 hours a week at a public health program to qualify.

Unfortunately, the Department of Education makes understanding this program difficult. There are layers and layers of unnavigable sitelinks, government jargon, and confusing forms. We’ve outlined the necessary steps to qualify for the Public Sector Loan Forgiveness program so you’re able to easily apply.

Qualifying for the PSLF

As with anything within this program, it is important to fill out the employment certification provided to anyone seeking public service loan forgiveness for nurses to be submitted to the provider of the loan service. The certification should be submitted at least once per year to keep consistent the record of employment.

As with most things, the eligibility of loan forgiveness can vary greatly by state, it’s important to check an see the precise rules, regulations, and requirements for the state in which you reside to best understand your situation and inform the choices that you may make in seeking forgiveness from your loan.

The good news, however, is great. Unlike the forgiveness you would receive under an income driven plan, any loan forgiveness for nurses under the Public Service Loan Forgiveness program is considered to be non-taxable income. With this in mind and the potential boon to be gained, you can’t afford to not look into the Public Service Loan Forgiveness program for nurses.

Contact Us Today

Nursing is considered to be a difficult, yet rewarding, job, and there’s a reason that there are specific programs to offer loan forgiveness. You’ve worked an incredibly difficult and demanding job, and it’s never been easier to find where you stand on loan forgiveness. You deserve every assistance that’s been afforded you.

We want to give you everything you need to properly apply to this program. Contact us today, and we’ll put you in contact with experts who will walk you through the process.