Public Service Loan Forgiveness for Nonprofit Employees

Student loan debt is one of the biggest modern financial crises facing the population. Luckily, if you find yourself in nonprofit work, there are several outlets through which you can receive a refund on your loans. In fact, the program provided by the Public Service Loan Forgiveness program for nonprofit employees can be exactly what you need. You can’t afford to not look into nonprofit student loan forgiveness to assist you in your finances.

Though the Department of Education information on this program can be difficult to navigate, we’ve sifted through the jargon to find the most pertinent and helpful information for you.


Nonprofit student loan forgiveness programs will remain accessible to employees of all 501(c)(3) organizations. Some other nonprofits that may not be considered traditional nonprofits may still be eligible in regards to the service that they provide. To check your eligibility for the Public Service Loan Forgiveness for nonprofit program, fill out the Employment Certification form for each nonprofit you have worked at.


To qualify for nonprofit student loan forgiveness, you must possess an eligible, or federal district loan, have a public service job, (full time volunteer work such as the Peace Corps or AmeriCorps may also be acceptable) and make 120 timely payments on an income-based repayment plan. Once you have satisfied all of these prerequisites, you will receive a complete discharge on your debts. This means that your debt will be cancelled entirely.

The best part is that Public Service Loan Forgiveness for nonprofits is one of the only programs available that doesn’t require you to claim the money received as a taxable income, which means no liabilities.

Repayment Plan Options

You can qualify for these four payment plans: Income Based Repayment (ICB), Income Contingent Repayment (ICR), Pay As You Earn (PAYE) and Revised Pay As You Earn (REPAYE). All of these plans take your income into consideration when calculating your monthly payment, which can lead to payments as low as $0 a month. For more details on these plans, check out our Public Service Student Loan Forgiveness Program page.

Contact Us Today

We want to make this complicated process easy for you and put you in touch with the perfect debt-solution professionals. Contact us today for more information.